636-244-1103
1-800-734-3424
Our Merchant Services Include:
Merchant Card/Credit Card Processing Services
When you set up to accept credit cards with Payment Solutions you WILL receive the lowest merchant service rates in the country. No matter who you currently process credit cards with we are confident that we will meet or beat your current credit card processing rates and terminal equipment fees.
Merchant Card Services Rates
Opening up a store? Need to conduct credit card processing on your website or by phone? Whatever you need, we have a merchant card services solution that will be perfect for your business. With our competitive prices and expert service, you can rest assured that you are going to get a great deal on your merchant account. We help businesses of all sizes to obtain the best credit card processing solution at competitive prices.
Swiped/Retail Rate
Current rates
Qualified Debit:
0.95%*
Qualified Credit:
1.54%*
Transaction Fees:
$.10-$.15
Debit Pin Entry:
$.25 FLAT***
Set Up Fee:
$0
Compliance Fees:
$0
Non-Swiped / Keyed / Internet rate
Current rates
Qualified Debit:
1.60%*
Qualified Credit:
1.85%*
Transaction Fees:
$.10-$.15
Optional Gateway Fee:
$12***
Set Up Fee:
$0
Compliance Fees:
$0
Payment Solutions has the ability to support several types of merchant card services accounts including:
- Retail / Storefront
- Internet
- Mail Order / Telephone Order
- Wireless
Retail / Storefront
If you are conducting business face to face, accepting credit cards is a necessity. Whether you have a store, restaurant, or kiosk, we can help your business set up a merchant account so you can accept credit cards for less money than you ever thought possible.
Internet
If you have an Internet store or own a retail website, you need online credit card processing. With the help of an online merchant account and credit card payment gateway, you can give your customers the option to purchase goods with a click of the mouse, at any time, day or night. we can provide you with an online merchant account and the ability to conduct online credit card processing, no matter how small or how large of a website you have.
Mail Order / Telephone Order
If you run a mail order business and / or take credit card payments over the telephone, you are participating in, what we call in the industry, "MOTO Credit Card Processing". (MOTO = Mail Order/Telephone Order). Essentially, this means that you collect credit cards in an environment where the customer and credit card are not physically present at the time of purchase. Another term used for this is "card not present" credit card processing.
Wireless
For years the payment options for mobile merchants were limited to either cash or check. Today, wireless credit card machines have given mobile merchants access to the same credit card authorization networks as retail businesses.
This new technology has allowed the benefits of security and additional sales to merchants who previously had to handle cash or take the risk of accepting checks. As a bonus, wireless credit card processing is typically faster than traditional landline processing. Dedicated networks have been developed for wireless credit card processing, which can transmit and receive data faster than most cell phone networks.
We offer the lowest rates in the industry - period. We pass interchange costs directly to you. This means - that you pay almost exactly what the we pay! We only charge a small transaction fee to cover our costs.
This system is unique in the merchant services industry - and can save you up to 30% on your monthly credit card processing fees!
In addition we charge no set up fees - so when you sign up for a new merchant account with us there will be NO money coming out of your pocket! We are so confident that we have the best deal available that if you think you have found a lower cost credit card processing rate package - let us know and we will beat it!
A merchant cash advance, also sometimes called factoring, works by allowing you to borrow against future receivables rather than a real asset or some other collateral. In this case, we base the advance off of your monthly Visa and Master Card credit card processing sales.
The process for applying for this type of advance is much simpler than a bank loan or credit line and the funds are available almost immediately. We understand that many small businesses struggle with cash flow and sometimes opportunities are missed because of lack of funds. Our goal in offering this program to our customers with merchant accounts, is to help small and mid-sized businesses expand their company, purchase equipment, add additional inventory or invest in the future growth of their company.
Here is how it works:
Your average monthly volume will be reviewed to establish your maximum allowable advance. You can let us know how much you would like, and then you review and sign the paperwork and the cash is sent to you within days!
Merchant Benefits
- Merchant can receive up to $150,000
- No personal guarantee required
- Payback based on timing of Visa / MC receipts
- No fees or penalty for extended payback period
- A/B credit not required
- Financial's / tax returns not required
- Requirements in order to be eligible for the advance:
- Merchant must be in business for at least 2 years
- Your merchant account must be with us. If it isn't already, we will charge nothing for you to switch and will meet or beat your current costs
- You must provide the previous six months of processing statements
- Trade references are required
Requirements in order to be eligible for the advance:
- Merchant must be in business for at least 2 years
- Your merchant account must be with us. If it isn't already, we will charge nothing for you to switch and will meet or beat your current costs
- You must provide the previous six months of processing statements
- Trade references are required
PC Charge Express is a powerful credit card
processing software that lets your business accept
credit cards, debit cards, and checks. PC Charge
Express also saves you time and money with
powerful fraud protection features and compatibility
with all major card processors. An upgrade to "PC
Charge Pro" will allow you to create a database with
Recurring and Installment Billing. PC Charge Express
and all related software are easy to upgrade,
without the risk of becoming obsolete.
Loyalty Card Programs
Whether you are implementing a new customer loyalty program or trying to make your existing program more successful, we can help.
We will work with you to create a system that is right for you and your customers. Let us assist you in all aspects of your reward program: design, implementation and follow through.
AUTOMATIC CASH REWARDS RIGHT TO THE CARD Use your cards to reward your customers. The system will automatically convert those points to a cash value set by you and print a unique and customized message on their receipt to notify them.
TRACKING OPTIONS
- Number of visits
- Time elapsed since last visit
- Dollars spent
- Demographic data
- Customer birthdays and anniversaries
INCREASE BUSINESS DURING OFF-PEAK PERIODS WITH EXTRA REWARD POINTS Offering your customers an extra incentive to come in during periods when business is normally slow enhances your ability to produce verifiable results. We give you the ability to define specific times of day and/or days of the week during which your customers can earn double points or more. You can also change promotional periods and extra point incentives as often as you like. You control all aspects of the program.
Gift Card Programs
Payment Solutions creates, develops, administers, fulfills and provides marketing support for your personalized gift cards. Gift cards are activated within seconds of the purchase by swiping them through the terminal and adding the desired dollar amount. A customized receipt will be printed with the remaining balance at the time of purchase. When the card's balance runs low, customers can add money to the card, turning a one-time user into a lifelong customer.
Authorize.net credit card processing gateway
Authorize.net is an Internet payment gateway which
enables you to collect payments and process
transactions in a secure, cost-effective, and reliable
way. Authorize.net provides businesses with an
e-commerce payment gateway to authorize, process,
and manage credit card and electronic check
transactions in a real-time, online environment.
With Authorize.net, merchants simply send the
information needed to process their transactions
over a secure, encrypted Internet connection.
Authorize.net also offers a virtual terminal for offline
credit card processing. Businesses with an Authorize.net
account can access the virtual terminal submission form
through the Authorize.net website.
- No application or set up fees!
- No hidden Fees!
- Free equipment!
- Easy to understand interchange plus cost structure!
Accept Debit Cards with Pin Pads ... Learn The Benefits (click here)
Payment Solutions offers:
Below are some of the credit card Terminals we offer. Terminal options may include Hypercom, Verifone, and Nurit
(Click on thumbnails for larger view)
Selected Credit Card Processing Equipment & Other Equipment Options Call For More Details!
Credit Card Terminals, Wireless Credit Card Machines, Transaction Processing Equipment
Did You Know? ...
As little as 5 years ago business owners had to pay hundreds or thousands of dollars to get a credit card terminal for their business. What few people realized though was the fact that credit card terminals are actually not that expensive to produce. That is why we can afford to give our clients free credit card terminals when they sign up for an account with us!
We will let you know all of your fees up front. So when you ready to set up your merchant account and get your free credit card terminal, give us a call, send an email, or just fill out our online contact form and we will have you set up as quickly as possible.
Are You Overpaying for Your Credit Card Services & Terminal?
If you have credit card services for your business currently? If so, then do you know what your transaction fees are? Are they as low as possible? We would be more than happy to take a look at your statements and let you know if we can save you money.
We Will:
- Review your existing statements
- Ensure that the equipment you use to process transactions is up-to-date
- We put it in black and white, we offer rate analysis proposals.
View A Rate Analysis Example
Copyright 2011 Payment Solutions A Division of Exentec Corporation All Rights Reserved.
Save Money With Our Interchange Pass Through Pricing Structure -
See why we are different than 98% of other credit card company's.
